Financial Literacy

Written by True Tamplin, BSc, CEPF® Financial literacy is the knowledge and confidence to make smart financial decisions. It doesn’t just mean balancing a checkbook, but also taking advantage of opportunities for your future self such as savings accounts and Roth IRAs that offer tax benefits over traditional checking or savings accounts. Financial literacy can help you getContinue reading “Financial Literacy”

How to Save Money: 22 Proven Ways

By Courtney Neidel When it comes to saving money, small changes can add up quickly. Adjusting a few daily habits, cutting monthly bills and leveraging tools that automate savings can collectively make a big impact. We highlighted some of the best ways to save money right away. These money tips can help you save forContinue reading “How to Save Money: 22 Proven Ways”

9 Benefits Of Living Below Your Means

By Be The Budget Do you dream of retiring, getting out of debt, building wealth, or just living a life that doesn’t rely on your next paycheck? Well, no matter what goals you have for your financial future, they require one common thing: living below your means. But, what does it mean to live below yourContinue reading “9 Benefits Of Living Below Your Means”

7 Expert Perspectives on Why Financial Literacy Is Important

By Samantha Rose For better or worse, money touches all areas of life. Financial literacy can help. Why is financial literacy important? Financial literacy is important because it equips us with the knowledge and skills we need to manage money effectively. Without it, our financial decisions and the actions we take—or don’t take—lack a solid foundationContinue reading “7 Expert Perspectives on Why Financial Literacy Is Important”

5 Ways People Lose All Of Their Money

By Marc Guberti One of the worst financial fates someone can endure is losing all of their hard earned money in a matter of days or weeks. While this doesn’t happen to most people, it unfortunately does happen to some people. $100,000 turns into $0 and a few hard years of work go down theContinue reading “5 Ways People Lose All Of Their Money”

3 Cryptocurrencies To Earn You Money While You Sleep

By Ermos K I’d firstly like to start off by thanking Michael K. Spencer for listing me as a Top Crypto Writer on Medium in 2018 (#28/100) — it means a lot to see my content and sharing of knowledge resonating with readers. As mentioned in one of my previous posts, despite the bear market, not everything is doomContinue reading “3 Cryptocurrencies To Earn You Money While You Sleep”

5 rules for managing small business cash flow

By Xero Get your invoicing right BlueVine knows invoicing is part of good cash flow management. Once you’ve delivered a product or service, don’t wait to invoice. That can hurt your cash flow and your business. You should get into the habit of sending invoices for payment quickly. Consider sending invoices immediately, or on a dailyContinue reading “5 rules for managing small business cash flow”

5 Online Businesses You Can Start With No Money

Brian T. Edmondson was the online business expert for The Balance Small Business. He also covered topics on bitcoin and cryptocurrency for The Balance. The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: virtuallyContinue reading “5 Online Businesses You Can Start With No Money”

5 Tips for Saving Money When You Have Low Income

MoneyNing was founded in July of 2007 by David Ning. David is a published author, entrepreneur and a proud dad. After two successful careers as an IT manager and the top salesperson at a business to business corporation, David’s frugal, yet driven nature allowed him to shake off the burden of the 9-5 to start severalContinue reading “5 Tips for Saving Money When You Have Low Income”

Getting Out of Bad Loans- What You Should Know

In the West, we’re used to living above our means, by borrowing money to pay for what we can’t afford. Bad loans – or bad debt – is one of the most destructive behaviors we can do to our personal finances, yet many people don’t quite understand just what bad loans are, or how toContinue reading “Getting Out of Bad Loans- What You Should Know”